Goalsetter: Invest & Bank 7.5.5

Goalsetter is a comprehensive mobile banking, debit card, and investing app that aims to empower the next generation by providing engaging financial quizzes based on popular culture. Its primary focus is on educating users about personal finance to pave the way toward financial freedom. Whether you're a teenager striving for financial independence, a parent looking to cultivate saving habits with your children, or an adult seeking to enhance your financial literacy, Goalsetter offers a range of features to meet your needs.

Goalsetter - Debit Card & Banking For Everyone

With Goalsetter, individuals of all ages can take charge of their finances and develop money management skills. The app provides a debit card for all users, enabling them to learn how to earn, spend wisely, and save. Parents can easily allocate funds to their children's debit cards and have full visibility into transaction history and control over usage. This feature facilitates the establishment of responsible spending and saving habits within families. The "Goalsetter" plan encompasses all the features described below, except for our "Goalsetter Gold" investment accounts.

Goalsetter Gold - Investing & Stocks For the Entire Family

"Goalsetter Gold" introduces a brokerage plan that allows you and your family to engage in buying and selling stocks and Exchange-Traded Funds (ETFs). By investing in companies, users gain a tangible stake in their success while also accessing educational tools that foster a deeper understanding of the stock market and investment strategies.

Through our "Learning Mode," you will become well-versed in essential stock trading concepts through informative videos that answer all your lingering questions. To gauge your progress, each video is accompanied by a matching quiz that reinforces your knowledge. This interactive learning approach encourages you to master the art of investment. The "Goalsetter Gold" plan offers unrestricted access to all our features.

Financial Literacy through Memes & Games

Our financial literacy quizzes cater to individuals of all ages, including adults, teenagers, kids, and tweens. Each quiz aligns with national financial literacy standards, ensuring that every user develops healthy money habits, gains financial fluency, and improves their mathematical skills—all while enjoying engaging content comprised of pop culture memes and gifs.

Chores & Allowance

We recognize that every family has its unique approach to allowances. With Goalsetter's "Allowance Rules," you can establish custom guidelines that align with your family's philosophy. Simply specify the amounts to allocate to each child and link your bank account. Goalsetter will handle the automated weekly allowance transfers directly into your children's Goalsetter accounts, eliminating the need for IOUs.

Savings & Goal Tracker

Goalsetter allows children and parents to set and track goals within the app, fostering a habit of long-term saving—whether it's for a rainy day or a dream vacation. Family members can contribute towards these goals, while also serving as constant reminders for children to set aside money for future aspirations. Once a goal is achieved, the funds can be withdrawn and utilized as desired. Additionally, we acknowledge that plans change, and life happens—therefore, you can cash out from a goal at any time.

Safety & Security

Rest assured that money held in your Goalsetter account is FDIC insured up to $250,000 through our trusted banking partner, Evolve Bank and Trust. Our collaboration with SynapseFi allows us to provide secure financial services through Evolve Bank and Trust. Goalsetter prioritizes data protection through 128-bit encryption, ensuring that none of your personal information is stored or moved without proper authorization.

Please note that transfers may take up to four business days to settle. Once a transaction has settled, you have the flexibility to cash out or transfer funds between goals according to your preference.

Awards

• Winner of an FDIC Award 2021
• Winner of JP Morgan Chase Financial Solutions Lab 2018
• Winner of Morgan Stanley Innovations Lab 2018
• Winner of FinTech Innovation Lab 2019

Disclosures

Investment advice is provided by Goalsetter Advisors, LLC, doing business as Goalsetter Gold. Please note that Goalsetter Gold Investment accounts are not FDIC-insured and are neither guaranteed by the bank nor immune to potential loss.